Terms & Conditions

These Terms and Conditions (“Terms”), together with our Terms of Business, Privacy Policy and all other documents referred to herein, set out the terms under which you may use this website, www.cascommercialfinance.com (“Site”) and our Services. Please read these Terms carefully and ensure that you understand them. Your agreement to comply with and be bound by these Terms is deemed to occur upon your first use of our Site or upon acceptance of our Services. If you do not agree to comply with and be bound by these Terms, you must stop using our Site immediately.

We act as an intermediary and provide a service that enables information to be exchanged between you and various finance lenders and you for the purpose of obtaining business finance and providing you with viable business finance options (“Services”).

Please read these terms of use carefully, before using our site, registering any application, or carrying out any other activity on our site.

Definitions

In these Terms:

“Product” means any third-party product or service that we display on our Site.

“Site” means any mobile applications or other similar devices, channels or applications operated by or on behalf of CAS Bridging & Commercial Financial Limited.

“You”, “Your” and “User” means any person who accesses and uses the Site. “Services” shall mean all services provided by us through the Site.

Who are we?

www.cascommercialfinance.com is owned and operated by CAS Bridging & Commercial Finance Limited. For the purposes of these Terms of Use, references to www.cascommercialfinance.com (“We”, “Us” or “Our”) includes CAS Bridging & Commercial Finance Limited.

  • We are registered in England and Wales under company number 8860091, and our registered office address is Devonshire House, 582 Honeypot Lane, Stanmore, HA7 1JS.
  • We are registered on the Register of Data Controllers with the Information Commissioner’s Office number ZA878347

We are a finance broker, not a lender. We do not provide finance directly to clients, and at all times act as an intermediary. As such, we will locate lenders who are the providers of the appropriate financial services.

Use of Site

Access to our Site is free of charge.

By accessing, continuing, and submitting your details on our Site;

  • You confirm you are over the age of 18.
  • legally entitled to enter into an agreement with a funder.
  • you are a resident within the UK.

This agreement is defined as being between you, the User of www.cascommercialfinance.com and CAS Bridging & Commercial Finance Limited, the owners of this site.

If you do not agree to be bound by the terms and conditions, you should not use this Site.

We cannot guarantee our website, or any content within it, will always be available or be uninterrupted. We may suspend, withdraw, discontinue or change all or any part of the website without notice.

Access to our Site is provided “as is” and on an “as available” basis. We may alter, suspend or discontinue our Site (or any part of it) at any time and without notice.

We will not be liable to you if for any reason our Site (or any part of it) is unavailable at any time or for any period. At all times, we take whatever steps possible to ensure that all information contained on our Site is accurate and correct. Any use of this Site or any information taken from it, is at your own risk. We will not be held liable for any losses or damages be this direct or indirect, following your use of our Site. These may include: system failures, non-delivery of data, viruses, a breach in security or any “hacking”.

How our Site works

Searching for the right business loan has never been easier. By using our Site, you will cut out lots of time-consuming searching around the market when searching for the best deal.

We only work with reputable third party lenders, if a lender falls under regulated activity we ensure that they are approved by the FCA.

The User will use the Site to contact us in order that we may find finance which is suitable for their needs, and in doing so, will be asked the following information:

  • Your business address – Address line 1, Address line 2, Town/City, Postcode;
  • Your first name;
  • Your last name;
  • Your email address;
  • Your phone number;

We provide a no obligation service for use of our Site with no pressure to commit to a product or a finance provider.

Our Service

Our Site is for use within the United Kingdom. If you are not located in the United Kingdom and you access our Site, you do so at your own risk and you should be aware of applicable local laws and regulations.

We refer you to our Privacy Policy for details on how we may collect and use any personal information that is provided to us.

Use of our site is free of charge, please refer to our Terms of Business for details of fees charged for our services.

Intellectual Property

Any content included on this Site by the site owners, including, but not limited to: copyright, text, graphics, logos, images, data, code and software is the sole property of CAS Bridging & Commercial Finance Limited. Any use of this Site acknowledges that this content is protected by applicable United Kingdom and international intellectual property laws and treaties.

You may not reproduce, copy, distribute, sell, rent, sub-licence, store, or in any other manner re-use any content from our Site unless given express written permission to do so by Us.

Users must ensure that they agree with the suitability of any Product from the Site before entering into a contract with a third party lender. The Site is purely for reference purposes only and should not be treated as a direct recommendation of any site or Product.

Liability and disclaimers

Any information provided on the Site is posted with the knowledge that it is correct at the time. We do not, however, make any representations, warranties or guarantees (whether express or implied) that the content is complete, accurate, or up-to-date, and may be subject to changes at any time.

To the fullest extent permissible by law, we accept no liability to any User for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) our Site or the use of or reliance upon any content included on our Site.

We hereby exclude all implied conditions, warranties, representations or other terms that may apply to our Site or content. We will not be liable for any loss of profits, sales, business or revenue; loss of business opportunity, goodwill or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage.

We neither assume nor accept responsibility or liability arising out of any disruption or non-availability of our Site resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, natural events, acts of war, or legal restrictions and censorship.

Nothing in these Terms excludes or restricts our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be excluded or restricted by law.

Acceptable Use

You may only use our Site in a manner that is lawful and that complies with the following provisions Specifically:

  • You must ensure that you comply fully with any and all local, national or international laws and/or regulations;
  • You must not use our Site in any way, or for any purpose, that is unlawful or fraudulent;
  • You must not use our Site to knowingly send, upload, or in any other way transmit data that contains any form of virus or other malware, or any other code designed to adversely affect computer hardware, software, or data of any kind; and
  • You must not use our Site in any way, or for any purpose, that is intended to harm any person or persons in any way

When submitting User content (or communicating in any other way using our Site), you must not submit, communicate or otherwise do anything that:

  • Is sexually explicit;
  • Is obscene, deliberately offensive, hateful or otherwise inflammatory;
  • Promotes violence;
  • Promotes or assists in any form of unlawful activity;
  • Discriminates against, or is in any way defamatory of, any person, group or class of persons, race, gender, religion, nationality, disability, sexual orientation or age;v
  • Is intended or otherwise likely to threaten, harass, annoy, alarm, inconvenience, upset, or embarrass another person;
  • Is calculated or is otherwise likely to deceive;
  • Is intended or otherwise likely to infringe (or threaten to infringe) another
    person’s right to privacy;
  • Misleadingly impersonates any person or otherwise misrepresents your identity or affiliation in a way that is calculated to deceive;
  • Implies any form of affiliation with us where none exists;
  • Infringes, or assists in the infringement of, the intellectual property rights (including, but not limited to, copyright, patents, trade marks and database rights) of any other party; or
  • Is in breach of any legal duty owed to a third party including, but not limited to, contractual duties and duties of confidence.

We hereby exclude any and all liability arising out of any actions (including, but not limited to those set out above) that we may take in response to breaches of these Terms.

Law and Jurisdiction

Your use and acceptance of our Site and these Terms are governed by the Laws of England and Wales whose courts have exclusive jurisdiction of any disputes that may arise under or in connection with the Terms.

Termination

Not with standing anything in the Agreement, we reserve the right, without notice and in our sole discretion, to terminate this Agreement, your account, and/or to block your use of our Site.

We may consider legal action for violations of our Agreement with you according to these Terms.

We reserve the right to seek all remedies available at law and in equity for violations of our Agreement with you according to these Terms, including the right to block access from a particular Internet address to the Platform, or report misuses to law enforcement.

Data Protection

We follow our Privacy Policy in handling information about you. You can read our privacy policy.

By using the Site, you agree to us handling this information and confirm that data you provide is accurate.