Commercial Finance & Bridging Loan Brokers · UK
Flexible short-term finance for property & business needs
At CAS Bridging & Commercial Finance Ltd, we specialise in securing fast and flexible bridging loans for both residential and commercial property transactions across the UK.
Bridging · Business · Development · Mortgages
What Is a Bridging Loan?
A bridging loan is a short-term, typically arranged for 1 – 24 months, flexible loan designed to "bridge" the gap between transactions, like buying a new property before selling your current one. It's ideal for quick funding needs and can be used for property purchases, renovations, building projects, or business cash flow while you wait for longer-term financing.
Bridging finance is typically repaid through:
- Refinancing with a long-term mortgage
- Selling a property or asset to clear the loan
- Alternative funding solutions based on your exit strategy
Loan terms range from a few weeks to up to 24 months, offering flexibility for investors, developers, and business owners.
Key Features of Bridging Loans
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Short-Term Duration
Loan terms typically range from a few weeks up to 24 months.
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Flexible Use
Ideal for property purchases, refurbishments, building projects, and business cash flow.
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Fast Approval & Funding
Designed to provide quick access to funds, often within days.
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Interest-Only or Rolled-Up Interest
Most bridging loans are unserviced — interest and fees are rolled up and added to the loan balance, with full repayment made at the end of the term.
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Secured Lending
Loans are typically secured against residential, commercial, or investment property.
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Flexible Repayment Terms
Terms are tailored to your exit strategy, whether that's through sale, refinance, or other means acceptable to the lender.
Common ways our clients put bridging finance to work
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Property & Land Purchase
Quickly secure residential, commercial, or investment property, even before your current sale completes.
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Property & Land Development
Finance new builds, conversions, or large-scale developments from the ground up.
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Property Refurbishment
Fund upgrades or renovations to increase property value before sale or rental.
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Restructuring Existing Finance
Consolidate or refinance current borrowing to access better terms or free up capital.
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Business Growth & Expansion
Use short-term funding to seize time-sensitive business opportunities.
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Bridge to Let
Buy now and bridge the gap until your buy-to-let mortgage is in place.
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Development Exit Finance
Release equity from nearly completed projects before they're sold or refinanced.